![]() One of the easiest ways scammers can target your finances is by using your stolen information to open new accounts or take out lines of credit and loans in your name. I guess the only smart thing to do with this is just stop the membership.What’s Better? A Credit Lock or a Credit Freeze? In essence, Trans Union has hurt me and my ability to do business in many ways. It’s the only barometer they can use to make sure that you are a responsible standup human being. In today’s business claimant whether it be because of Covid or a myriad of different things, if you do business in Europe for example, they look at your credit score. I am very blessed to be where I am at this point in my life so it’s disheartening to have a company like this give an impression of you that is totally false. Hah! They have no idea what accounts I have whether it be utilities, communications etc. I have a $4 million apartment in Miami a $5 million home in Colorado, way over $10 million in the bank and I have a 740 point fico score with Transunion. I’ve had my American Express platinum card with no spending limit for 33 years. Everything I pay is on auto pay so I never see a bill. I’m a person who has impeccably flawless credit. TransUnion is a palpably worse credit reporting site than the other one. I pay my credit cards in full every month, except for any amounts that are pending and get posted the night the statement period closes, which provides no time to get them paid before the statement cutoff (usually less than $100, but sometimes more). The explanation is that there are too many accounts with balances. My credit score on the other credit reporting site has been 850 for a long time, and it’s been much lower than that on TransUnion (832) for a similar amount of time. If one inquires about reasons for the score, the generic explanations from a template don’t make sense. Since then, TransUnion is perennially slow updating balances compared to other credit reporting agencies, and when the credit score changes on the site, there are no explanations. Another week has passed and still no update. I would love to see the account balances updated timely. So my outstanding debt appears to be twice what the actual amount is. TransUnion has had both loans outstanding on my account for 3 or 4 weeks and still maintains both loans. I refinanced my mortgage 6 weeks ago the old loan has been repaid and closed on the Experian site since two Weeks after the refinance. TransUnion is exceedingly slow updating my accounts. ![]() Limit the use of my sensitive personal information. We call this Information for Good.®Ī leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences, and personal empowerment for hundreds of millions of people.ĭo not sell or share my personal information. As a result, businesses and consumers can transact with confidence and achieve great things. We do this by providing a comprehensive picture of each person so they can be reliably and safely represented in the marketplace. TransUnion is a global information and insights company that makes trust possible in the modern economy. To report any issues or request assistance with your TransUnion Monitoring app, please email us at: TRANSUNION Join more than 12 million consumers who have used TransUnion Credit Monitoring. Check your VantageScore 3.0 daily from TransUnion Enable push notifications and get updates directly on your phone about score changes, stolen cards, collections, new authorized users and trades, and account activity that impacts your credit report.ħ. Monitor your TransUnion credit file with Instant Alerts for hard inquiries or changes in Freeze or Lock status.Ħ. ![]() Use our Credit Compass tool to view tips on achieving your credit score goals.ĥ. Keep yourself protected with $1,000,000 Identity Theft InsuranceĤ. Lock your Equifax and TransUnion credit report easily and protect yourself from identity theft.ģ. See what's helping or hurting your VantageScore 3.0 from TransUnion, Equifax, and Experian.Ģ. You can do all these activities conveniently from your phone:ġ. Our TransUnion Credit Monitoring App lets you check your credit report anytime, anywhere!Ĭhecking your Score does not hurt your credit instead, you can enjoy tips and best practices to achieve your desired credit score. ![]()
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